If life is anything, it’s a series of moments. In the words of Annie Dillard, “How we spend our days is, of course, how we spend our lives.”

Personal finance gurus will tell you the first step towards getting a handle on your money is to track your spending. Professional coaches will tell you to track your time in 10-15 minute increments. Each method forces the individual to focus on the deliberate choice and use of their resources (money and time). There’s even an iOS app, called “Moment”, for tracking how you spend time on your smart phone.

Is tracking a few days of activities worth it?

Only if your moments matter.


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